What is the SMI discount and who’s eligible?
The discount gives people diagnosed as SMI a reduction or an exemption on their council tax, depending on their living situation.
If you are diagnosed as SMI and you live with another adult who pays council tax, your property will be eligible for a 25% discount. If you live on your own, you’re entitled to a 100% reduction and won’t have to pay a penny.
In order to qualify, you need to be diagnosed as SMI – that’s having a permanent condition that affects your intelligence and social functioning, such as dementia (including Alzheimer’s) or severe learning difficulties, but other conditions also apply.
You also need to be eligible for certain benefits, but you don’t need to actually receive them, which many councils incorrectly tell applicants.
See our How to claim the ‘severely mentally impaired’ council tax discount guide for more information, including how to claim.