Credit card debt is a hard thing to deal with and most people get scared of having to pay installments for a long time or even not being able to ever recover. But there are plenty of debt relief methods that can be used and debt advisors or counselors that can point you in the direction of the best one for you.
Many people do not really have the time or the money to go to a traditional debt advisor, so they would like to try an online one, but it is hard to find a legitimate one with so many fraudulent sites out there. The first thing you need to do is get an overview of what the market has to offer, by reading directories and testimonials from other people that have been in your situation. Afterwards, you can start to look at individual advisors that may interest you and see it they are legitimate by checking that they are registered and accredited with the proper institution; a lack of such accreditation could mean a fraudulent site or a business that is not quite legitimate, but in any case, you should avoid that particular counselor.
A lot of advisors may offer a free initial consultation that you can definitely use in order to see if the company is right for you. Go to a few of these meeting, with many different companies and compare their attitude towards you and their willingness to work with you. You can usually tell whether an advisor is a professional or not from the first meeting, as he will take the time to listen to your story and sketch out in broad lines possible answers for your debt problem. And if an advisor wishes to charge you money for a consultation that is supposedly free, then that is a clear sign that you should avoid them.
Finding a good advisor online may be hard, but it is not impossible and if you go through this process and still feel like you can not really trust any of the contenders, the go for a traditional advisor that will make you feel more comfortable.