Many Christian debt counseling services or companies profess to use Biblical principles of commitment and honesty in helping people. And many of them are really what they say they are. There are also many who only pretended to work by these principals, and have unfortunately tried to capitalize on people who are in need and who trust in Christian belief.
It is beyond most people's thoughts that anyone who uses the title 'Christian' could be anything but honest, but the sad fact is that companies do this all the time. It is very much the same with companies who profess to be associated with the government. The good news is that there are genuine Christian based companies out there who can help. Before seeking assistance from one, it is wise to do research into a business and see who they really are. Being a Doubting Thomas long enough to ascertain the truth is wise.
The first time to do is to check references and affiliations with organizations. When doing an online search, keep clicking through and learn about the accredited organizations and what it takes to be a member. If the religious organization is one that the consumer has some knowledge about, ask a minister or members of an organization. No one will be critical or think it odd that the questions are being asked. It is sound business sense and in no way diminishes religious belief
It is also wise to seek out information about the fees that Christian debt counseling organizations charge. Many will be non-profit in a genuine way, but others will require a donation of sorts. That is short for a fee. Most counseling companies do charge some type of fee, and it is to be expected, but some unsavory ones will delay telling the consumer until they've already signed on. It is well advised to be aware of these fees up front and to know what they are.
Many consumers feel a certain security in seeking help through a Christian debt counseling service, and there's nothing wrong with that. The key is to make sure that the company varies is one that is trustworthy with financial accounts. There is nothing worse than believing in something that turns out to not be what it appeared, and when it comes to faith, being let down is even worse. There can be bad business decisions and everyone can make them, but to make a bad faith decision can be emotionally harmful.